Compare the Best Local Rates

Best Oakland, CA Bank Account Rates – April 11, 2011

With so many banking account options today, you can have your pick of the best available rates in Oakland. Smart investors ensure that their bank account works for them, earning interest while they save. If you currently have money in a savings account, ask yourself, “Is this bank earning me the right amount of interest?”

If not, shopping around for the best rate is easy with Oakland Banking Rates. Using our comprehensive database, Oakland Banking Rates is able to bring you a list of the most competitive rates in CA from local banks and credit unions. We do all of the hard work so you don’t have to.

Average Oakland, CA Certificate of Deposit Rates

Currently, among the 40 6-month CD accounts available, the average 6 month CD rate is 0.4% APY, while out of 40 12 month CDs the average is 0.62% APY and 24 month CDs average 0.91% APY with 37 accounts available. Look for financial institutions offering rates that exceed these averages to decide where the best CD rates are.

Best 6-Month CD Rate

Menlo Survey Credit Union: 0.72% APY

Highest 12-Month CD Rate

Postal Of Northern Cal Credit Union: 1.22% APY

Top 24-Month CD Rate

Marin County Credit Union: 1.35% APY

Top Savings Interest Rates in Oakland, CA

When it comes to saving money, your bank account’s interest rate is one of the most important things to consider. The average savings rate in CA is currently 0.24% APY, but banks and credit unions near you are offering better rates.

Below is a list of the current top savings rates in Oakland, CA

  • Pacific Postal Credit Union: 1%
  • Shell Western States Credit Union: 1%
  • Community Business Bank Sacramento: 0.75%