Just about everyone needs a savings account, and there are a variety of options for people living in Oakland. In fact, there are so many options, you may not know where to find the best savings account. for you.
Don’t worry if you’re not sure how to go about finding the best savings account. Oakland Banking Rates exists to bring you all the information you need to make the decision easier. We have compiled rates data from over 3,000 banks and credit unions and listed the best rates in Oakland. 
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
0.90%
As of May 14, 2012
|
 |
CIT Bank
|
Savings Account |
|
0.84%
As of May 15, 2012
|
|
Ally Bank
|
Savings Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
0.60%
As of April 27, 2012
|
View Rate Details | Pacific Postal Credit Union | Savings Account |
|
0.45%
As of May 3, 2012
|
View Rate Details | Community Business Bank Sacramento | Savings Account |
|
0.40%
As of May 7, 2012
|
View Rate Details | Chevron Federal Credit Union | Savings Account |
|
0.35%
As of May 2, 2012
|
View Rate Details | Kaiperm Diablo Federal Credit Union | Savings Account |
|
0.35%
As of May 1, 2012
|
View Rate Details | Valley Community Bank - California | Savings Account |
|
0.25%
As of May 1, 2012
|
View Rate Details | Hamilton Credit Union | Savings Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| My Credit Union - Savings Account | 0.10% to 0.07% | May 16, 2012 | |
| Central State Credit Union - Savings Account | 0.20% to 0.15% | May 9, 2012 | |
| Bay Credit Union California - Savings Account | 0.03% to 0.02% | May 7, 2012 | |
| Bank of the West - Savings Account | 0.20% to 0.10% | May 1, 2012 | |
| Kaiperm North Bay Credit Union - Savings Account | 0.10% to 0.05% | May 1, 2012 | |
| Safeamerica Credit Union - Savings Account | 0.10% to 0.20% | Apr 30, 2012 | |
CDs are a smart investment choice for investors who want the security of a savings account but higher interest rates. Now is the perfect time to obtain a top certificate of deposit rate. The longer you commit to investing your money, the greater the APY a bank will be willing to grant you. Alliant Credit Union currently has an attractive offer for a 24-month CD rate with a 2.25% APY rate of return.
The University of California-Berkeley lies partially in Oakland city limits. When thousands of freshmen arrive here every fall, one of the first things they do is open up a bank account. If that’s you, Oakland Banking Rates could help you find a free checking accounts. You could also find an online checking account so that you can pay all your bills from your computer.
When you choose a Oakland savings account, you want to find a bank that will best meet your savings needs. Look for a bank that offers the highest interest rates at your minimum balance with the lowest fees. Many Oakland banks require you to keep a certain balance to earn the quoted APY and to avoid fees. Banks requiring a higher minimum balance typically offer larger interest rates.
At Oakland Banking Rates, you can compare checking and savings account rates in Oakland. Our data is always current and up-to-date to ensure that you get the best rates possible.
As you make this decision to choose a Oakland bank, we can also help you:
One of the best ways to grow your savings in Oakland, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.
