Oakland Mortgage Rates

Oakland is an exciting place to live. Besides a sense of growth and opportunity, the city offers plenty of history and charm. Neighborhoods like Oakland Hills and Lake Merritt have their own special “flavor.” If you’re moving here, Oakland Banking Rates could help you find low mortgage rates.

Looking for a house is difficult enough as it is without doing all the research involved in finding an affordable mortgage. Oakland Banking Rates makes finding the best home mortgage rates easy.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	6.14%	0.700
15 year fixed mortgage	5.81%	0.700
5 year ARM	5.98%	0.600

Type	Rate	Avg Points
HELOC variable	5.37%	N/A

Type	Rate	Avg Points
60 month new car loan	6.28%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.29%	N/A
credit card reward	9.84%	N/A
prime rate	4.00%	N/A

Type	Rate	Avg Points
bank savings account	0.17%	N/A
bank money markey account	1.52%	N/A

October 31, 2008

SF Fed chief wants more done on housing

She also said the central bank might cut its benchmark rate for overnight bank loans even lower than the current 1 percent but would not reduce it as low as ...

Compare Rates of Oakland, CA Mortgage Lenders

Oakland Banking Rates can connect you with mortgage lenders offering the best rates based on your current credit score. If you’re looking for a local Oakland, CA mortgage lender, send us your information today and we will help you compare rates.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Oakland, CA Mortgage Rates and Your Credit Score

Your credit score will affect the rates you are offered on your Oakland, CA mortgage. If you want the lowest mortgage rates, aim for a credit score that is considered “good” or “excellent”. Don’t know your credit score? Oakland Banking Rates recommends GoFreeCredit.com where you can get your free credit report and score.

Types of Mortgage Loans

There are many types of mortgage loans. Whether Oakland, CA homeownership is a dream you’re working toward, or you’re looking to add to your property investments, Oakland Banking Rates can help you find the best mortgage rates. The most popular types of mortgages are:

Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Refinance Mortgages

No matter what type of mortgage seek, we connect you with lenders who offer adjustable rate mortgages or fixed rate mortgages, and if you’re looking to refinance you Oakland, CA mortgage loan, we can help you, too.

Oakland Banking Rates