With so many banking account options today, you can have your pick of the best available rates in Oakland. Smart investors ensure that their bank account works for them, earning interest while they save. If you currently have money in a savings account, ask yourself, “Is this bank earning me the right amount of interest?” 
Oakland Banking Rates
Compare the Best Local RatesAbout Oakland Banking Rates
Our Featured Oakland Bank Rate
More Banks and Credit Unions in Oakland and Surrounding Areas
Provident Credit Union8301 Edgewater Drive
Oakland, CA 94621 1st United Services Credit Union
805 Marina Village Parkway
Alameda, CA 94501 Alameda Credit Union
2250 S Shore Center Drive, Unit C
Alameda, CA 94501 Financial Benefits Credit Union
1528 Webster Street
Alameda, CA 94501 Chevron Federal Credit Union
475 - 14th Street
Oakland, CA 94612 Patelco Credit Union
360 22nd Street
Oakland, CA 94612 U.S. First Credit Union
1495 Clay Street
Oakland, CA 94612 Ilwu - Fsc Credit Union
237 Fallon Street
Oakland, CA 94607
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
Current Rates in Oakland, CA 
April is here, and it’s a great time to ramp up your savings to prepare for summer by finding the highest interest rates in Oakland.
Oakland Banking Rates has compiled a list of the best interest rates in the city for savings accounts and certificates of deposit. Find out if your accounts measure up or if it’s time to open a new one with a better rate. 
If you want to buy a new car but are worried paying interest on a loan will be too much to handle, know that finding a lender offering low auto loan rates in Oakland will help make a big purchase like a new vehicle much more affordable.
Oakland Banking Rates can help you locate the lenders offering the best car loan rates in your area. We compile rates data from over 3,000 banks, credit unions and other loan providers in order to pinpoint the most competitive offers.

It’s common for local financial institutions like credit unions and community banks to provide deposit accounts interest rates that are much higher than offers from national and chain banks. However, just because a bank or credit union is small doesn’t mean its rates are truly competitive.
Now that it’s the end of the month, let’s take a look at where the best bank account interest rates can be found in Oakland, CA. Oakland Banking Rates has put together a list of the best bank account rates in Oakland (within a 50-mile radius) for savings and CD accounts:

CD rates in Oakland have remained relatively steady over the past month, but there has been some movement. For anyone searching for the best CD rates today, below is a list of the top offers from banks and credit unions in Oakland, CA:
Highest Oakland 6-Month CD Rates
- Ibew Members + Credit Union: 1.81%
- Pittsburg Employees Credit Union: 1.76%
- Community Business Bank Sacramento: 1.55%
Top Oakland 12-Month CD Rates
- Community Business Bank Sacramento: 2.05%
- Sunnyvale Credit Union: 2.02%
- Ibew Members + Credit Union: 2.02%
Best 24-Month CD Rates in Oakland
- Ibew Members + Credit Union: 2.42%
- Valley Credit Union Bay Area California: 2.4%
- Community Business Bank Sacramento: 2.25%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.
It’s almost springtime, which is the perfect time to clean up your financial situation. If you’re looking for the best savings account in Oakland to get your finances back on track, Oakland Banking Rates can help you find them.
The average savings rate in Oakland, CA is currently 0.4% APY, but there are plenty of banks and credit unions offering even better rates. Below is a list of the current top savings rates in Oakland: 
Oakland Banking Rates wants to help you realize your financial goals, no matter what they are. Finding competitive rates is what we do. Rates options include:
- Oakland, CA mortgage refinance rates
- Oakland, CA insurance rates for homes and automobiles
- More banking rate information available from US Banking Rates
Oakland Banking Rates, a large, nationwide financial network, is eager to help you find rates information that meets your needs and budget. Our extensive network of Oakland loan providers, insurance agencies, and mortgages brokers want to share their expertise with you. We can serve you from the comfort of your own home. 
Check rates in these cities in Oakland: See Cities
- Palos Verdes
- San Gabriel
- Visalia
- Palos Verdes Peninsula
- Pleasanton
- Covina
- Burbank
- Los Gatos
- La Mesa
- Woodland Hills
- Encinitas
- Tustin
- Bakersfield
- Los Altos
- Encino
- San Leandro
- Palmdale
- Diamond Bar
- Newport Beach
- Manhattan Beach
- Alhambra
- San Bernardino
- Arcadia
- Santa Cruz
- Daly City
- Concord
- Norwalk
- El Cajon
- Inglewood
- Long Beach
- Fullerton
- Tracy
- Bell
- Costa Mesa
- Loma Linda
- Whittier
- Menlo Park
- Santa Barbara
- Anaheim
- El Segundo
- Paramount
- Redwood City
- Redondo Beach
- Monterey
- Downey
- Corona
- Thousand Oaks
- Ontario
- Oxnard
- Tahoe City
- West Covina
- Irvine
- Palm Springs
- San Ramon
- San Luis Obispo
- San Mateo
- Carlsbad
- Sunnyvale
- Napa
- Salinas
- Lancaster
- Sacramento
- Van Nuys
- Carson
- Palm Desert
- Richmond
- Brea
- Merced
- Rancho Cucamonga
- Campbell
- Santa Rosa
- Ventura
- Torrance
- Upland
- Riverside
- San Rafael
- Mission Viejo
- Berkeley
- Fairfield
- Antioch
- Escondido
- Santa Maria
- Cupertino
- San Diego
- Hayward
- Montebello
- Sherman Oaks
- Orange
- Vallejo
- La Jolla
- Beverly Hills
- Vista
- Temecula
- Simi Valley
- Northridge
- Burlingame
- Moreno Valley
- Castro Valley
- Fremont
- Walnut Creek
- Vacaville
- Pasadena
- Yuba City
- Chula Vista
- Fresno
- South Lake Tahoe
- Hacienda Heights
- Palo Alto
- Santa Ana
- Fair Oaks
- Santa Monica
- Modesto
- Huntington Beach
- San Francisco
- Stockton
- Santa Clara
- Mill Valley
- San Jose
- Redding
- Garden Grove
- Venice
- Chico
- Los Angeles
- Novato
- Oceanside

